MLS® listing
4645 Jane Street 428: condo for sale
$229,000
From the listing brokerage
Freshly painted and move-in ready! Perfect for first-time buyers looking to own instead of rent. The affordale condo is ideally located with 24-hour TTC service and only 5 minutes to York University. Enjoy new vinyl flooring in the living room, a beautifully renovated bathroom, and exceptional value in a convenient location. A fantastic opportunity for both homeowners and investors alike! The photos shown in the MLS were taken when the property was owner-occupied. The property is now vacant and available for immediat possession.
Facts on the listing
| Square feet | 700-799 |
|---|---|
| Style | Apartment |
| Parking spaces | 1 |
| Garage | None |
| Heating | Baseboard |
| Cooling | Window Unit(s) |
| Kitchens | 1 |
| Maintenance fee | $802 |
| Property tax | $294 |
| Tax year | 2025 |
| Locker | Exclusive |
| Pets | Yes-with Restrictions |
| Exposure | East |
| Fee includes | Heat Included, Common Elements Included, Building Insurance Included, Water Included, Parking Included |
| Balcony | Terrace |
| Laundry | In Kitchen |
| Parking | None |
| Interior features | Carpet Free |
| Floor | 3 |
Listing courtesy of RE/MAX PREMIER INC. MLS® W13610152.
More about 4645 Jane Street: every unit for sale in the building, fees and amenities
About this condo apartment
4645 Jane Street 428 is a 2 bedroom condo apartment in TRREB's Black Creek community in North York, listed for sale at $229,000. The listing shows 1 bathroom and 700-799 square feet. The unit faces east. It comes with 1 parking space and a locker (exclusive) according to the listing. The nearest main intersection given is Jane and Steeles.
These details come from the listing brokerage through TRREB's MLS® System. Room sizes, parking and locker ownership and what the fee covers should all be checked against the status certificate before an offer is firm.
What it costs to buy 4645 Jane Street 428
At the asking price of $229,000, a buyer in the City of Toronto pays two land transfer taxes on closing. North York is inside the City, so both apply.
| Asking price | $229,000 |
|---|---|
| Ontario land transfer tax | $2,015 |
| Toronto municipal land transfer tax | $2,015 |
| Both taxes | $4,030 |
| First-time buyer relief, if you qualify | up to $4,030 |
| Minimum down payment | $11,450 |
The down payment figure is the federal minimum: 5 percent of the price. A lender can ask for more. These figures use the asking price, so they change if you pay more or less. Legal fees, title insurance and adjustments are extra: ask your lawyer for a written quote. You can change the price in our land transfer tax calculator and our mortgage calculator.
What it costs to own each month
| Maintenance fee | $802 a month |
|---|---|
| Property tax (2025) | $294 a year, about $25 a month |
| Fee and tax together | about $827 a month |
The listing says the maintenance fee includes heat, upkeep of the common elements, building insurance, water and parking. That is before a mortgage payment, home insurance and any utilities the fee does not cover. Maintenance fees are set each year in the condo corporation's budget and can go up. The status certificate shows the current fee, the budget behind it and the reserve fund.
How the asking price compares
TRREB recorded 46 condo apartment sales in district Toronto W05 in Q2 2026, at a median of $467,500 and an average of $467,695. This unit is listed at $229,000, which is $238,500 below that median. In August 2026 the district had 13 condo apartment sales at a median of $492,000.
A district median covers every size and age of unit, so it is a reference point and not a valuation of this home. Size, floor, parking, condition and the building's finances all move the price. Our North York condo prices page has the figures for every district.
What to check before you make an offer
- Order the status certificate. A condo corporation must provide it within 10 days of a request and can charge up to $100. It shows the fee for this unit, any arrears, the budget, the reserve fund balance and any special assessment or lawsuit the corporation knows about.
- Have a lawyer read it. The certificate comes with the declaration, by-laws and rules. Ask what they say about pets, renting the unit and renovations. The listing gives pets as "Yes-with Restrictions".
- Confirm the parking and locker. The listing shows 1 parking space and a locker. Ask whether each is owned, exclusive use or rented, and get the unit numbers.
- Check the reserve fund study. Ask when the last study was done and whether it calls for higher contributions.
- Get your financing in writing. A lender looks at the fee and the property tax as well as the price.
- See it in person. photos do not show noise, light at different hours or the state of the hallways and elevators.
Our guide to buying a condo in North York walks through each step.
About North York condos
North York is a former city inside the City of Toronto. Our guides cover twelve of its condo areas with TRREB prices, subway stations and housing figures.
North York condo neighbourhoods · North York condo prices · All North York condos for sale
Similar condos for sale in Black Creek
$699,00068 Esther Shiner Boulevard 1102, Toronto, ON M2K 0J62 bedrooms · 2 bathrooms · Condo ApartmentListed by RE/MAX REALTRON REALTY INC. MLS® C13851928
$595,0004955 Yonge Street 1703, Toronto, ON M2N 5N62 bedrooms · 2 bathrooms · Condo ApartmentListed by SUTTON GROUP-ADMIRAL REALTY INC. MLS® C13751136
$468,000188 Fairview Mall Drive 801, Toronto, ON M2J 0H72 bedrooms · 2 bathrooms · Condo ApartmentListed by BAY STREET INTEGRITY REALTY INC. MLS® C13826938
$629,0005168 Yonge Street 3602, Toronto, ON M2N 0G12 bedrooms · 1 bathroom · Condo ApartmentListed by BAY STREET GROUP INC. MLS® C13826872
$569,80018 Graydon Hall Drive 509, Toronto, ON M3A 0A42 bedrooms · 2 bathrooms · Condo ApartmentListed by RIGHT AT HOME REALTY. MLS® C13692094
$599,00025 Greenview Avenue 2118, Toronto, ON M2M 1R22 bedrooms · 2 bathrooms · Condo ApartmentListed by REGAL REALTY POINT. MLS® C13827002
Questions about 4645 Jane Street 428
How much is land transfer tax on 4645 Jane Street 428?
At the asking price of $229,000 the Ontario tax is $2,015 and the Toronto tax is $2,015, $4,030 in total. A first-time buyer who qualifies can get up to $4,030 back. Confirm the final figures with your lawyer.
What is the minimum down payment for 4645 Jane Street 428?
$11,450 at the asking price of $229,000, under the federal minimum down payment rules. A lender may require more.
What is the maintenance fee at 4645 Jane Street 428?
The listing shows $802 a month, including heat, upkeep of the common elements, building insurance, water and parking. Check the current fee in the status certificate.
How much is the property tax on 4645 Jane Street 428?
The listing shows $294 a year for 2025, about $25 a month.
Is 4645 Jane Street 428 priced above or below the area median?
It is listed at $229,000. The Q2 2026 median for condo apartments in TRREB district Toronto W05 was $467,500 across 46 sales, so the asking price is $238,500 lower. The median covers all unit sizes.
How do I book a showing for 4645 Jane Street 428?
Use the button on this page or call us. Quote MLS® W13610152. We will confirm the listing is still available and arrange a time with the listing brokerage.
Is 4645 Jane Street 428 still for sale?
This page is refreshed from TRREB's MLS® System through the day. If the listing sells or is withdrawn the page says so. Contact us to confirm before you make plans.
The listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose. The data is deemed reliable but is not guaranteed accurate by TRREB or PropTx. Each listing shows the brokerage that listed it. Listings are updated every few minutes.
This site shows condo apartments and condo townhouses offered for sale in North York communities. That is one part of the listings on TRREB's MLS® System, received through PropTx.
REALTOR®, REALTORS® and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to The Canadian Real Estate Association (CREA). MLS®, Multiple Listing Service® and the associated logos are trademarks owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.